Dope Incognito

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Notes to self and everyone like me who want to achieve Financial Freedom in 2022

Hey readers!! This is my first post of 2022 so I thought why not write about some things which I am going to follow in this whole year and the lessons I learnt from year 2021.

If you are reading this post right now I just want to tell that this post is a little bit personal rather than our usual posts where we share our research on trending / financial topics.

So, for this year my goal is to achieve financial freedom and if you are the one whose goal is as same as mine then these are some personal tips which I am following and surely you will find useful for yourself also-


1. Read books

Book- the 4 hour work week

Yes!! This is the key to learn everything as we are not new on this planet, people before us had already faced almost all kind of problems which we are facing today be it financial or personal and they have summarized every detail on these in their writing. All you need is just pick a book of your interest and read it.


Another truth is financial planning and understanding is one of the most important aspect of our life which our education system has failed to include. Financial awareness is solution of our half of the problems. Read books on Financial awareness, understand the money and you will automatically get a direction.


Following are the books which I liked most on money management-


         Rich Dad and Poor Dad by Robert Kiyosaki

         Think and Grow Rich by Napoleon Hill

         The Phycology of Money by Morgan Housel

         The 4-Hour Workweek by Tim Ferriss

If you haven’t read these books , give it a try now and you will be amazed after reading these Gems. I am also going to write a detailed post on Personal Finance books soon.


2. Find out the mistakes you have made in last year

Look deeply in your previous year and find out the mistakes you have made and write down the lessons you learnt from these mistakes. It will help you throughout your further life .

I had made some mistakes in terms of missing good investment opportunities , taking some bad financial decisions which I am sure not going to repeat in my future life .


3. Learn New Skills

learn new skills

As we all are aware that technology is changing at a very rapid pace and so is the world.  What is trending now, you find the same as obsolete in next 5-10 years.

If our goal is to achieve financial freedom and early retirement, it is mandatory to learn new skills to compete with the world. There are great platforms like Udemy, Coursera who help you to learn the new skills at a very affordable price.

I am listing down the following most popular courses on Udemy, although you can go on Udemy website and pick the course as per your interest–


1.      2021 Complete Python Bootcamp From Zero to Hero in Python

2.    The Web Developer Bootcamp 2021

3.    The Modern Python 3 Bootcamp

4.    iOS & Swift – The Complete iOS App Development Bootcamp

5.    Machine Learning A-Z™: Hands-On Python & R In Data Science


4. Invest your money but wisely

investment advice

Investing your money is must needed step to create wealth , money lying in your saving account will not make you rich. Keep a adequate amount in your saving account and invest the rest.


Do small investment in various areas and build your portfolio by diversifying the investment.

If you have $100 per month for investment – diversify your investment in stocks of good companies which are consistently performing well and growing not less than 35- 40% in previous year.

Also, put some money in high performing crypto currencies. Set a watchlist and price alert , whenever time is right ,invest your money . Also, Go for SIPs in mutual funds/stocks or crypto.

If you are a beginner, Do not ever wait for the big amount to invest as your monthly small investment will accumulate a good money with a annual return of 30-35% which your saving account is not going to give you.

Trust me , this idea of small investment with diversification is proven one and it will also teach you your own investment strategy.

I am linking some of our previous post on some best performing stocks , cryptos as well as SIP benefits, in case you haven’t read these earlier-


Best Crypto to Invest in 2022 for High Profit

Best stocks to invest in 2022 for high profit

SIP, Fixed Deposit & lending in Crypto – “High Profit Low Risk”


5. Stay Healthy and Positive

stay healthy

Ultimately, if you are a healthy person, physically as well as mentally then only financial freedom can be achieved . So build your habits that not only generate income for you but also keep you fit , healthy and positive.


Find out what make you immensely happy and follow the same.


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