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5 Best Credit Cards Airline miles of September 2022

best credit cards airline miles

Whether you frequently fly for your business purpose or always use air travels for vacations or visits to family, friends etc, getting free airline miles just by using your credit card is something we all like to have.

 

Best credit cards airline miles are those offering various perks like bonus miles to get you free flight tickets, airport lounge access, free checked luggage with annual fee as low as possible.

 

If you preferred to fly with a certain airline or your local airport is dominated by a single airline – then having that airline’s card is your only practical option. But, if there is no such restriction then you can choose the most suitable credit card form our list of best credit cards airline miles.

 

Here, is quick summary of our top findings for best credit cards airline miles to help you to get cheaper flights for your next airline trips-

 

Sr No

Credit Card

Best Fit for

Rewards      Rate

Annual Fees

 

1.

Chase Sapphire Preferred® Card

Best for flyers not loyal to one airline + total value with rewards bonus and flexible redemption

1x-5x

 

5x on travel purchased through Chase Ultimate Rewards®

 

$95

2.

Capital One Venture Rewards Credit Card

 

Best for rewards flexibility

1x-5x

 

Earn 5X miles on hotels and rental cars booked through Capital One Travel

$95

 

 

3.

Citi Premier® Card

 

 

Best for international airlines and other category rewards bonus

1x-3x

 

Earn 3 Points per $1 spent on Air Travel and Hotels

 

$95

4.

VentureOne Rewards from Capital One

 

 

 

Best for no annual fee airline card

 

1.25x-5x

 

Earn 5X miles on hotels and rental cars booked through Capital One Travel

$0

5.

Delta SkyMiles® Gold American Express Card

 

 

Best for Delta Air Lines flyers + Best domestic airline card

1x-2x

 

Earn 2X Miles on Delta purchases

$0 introductory annual fee for the first year, then $99.

 

1. Chase Sapphire Preferred® Card

Best Credit cards airline miles


Chase Sapphire Preferred Card is a great companion of travelers by providing variety of bonus categories, good sign-up offer and reasonable annual fee.

 

You will get 5 points per dollar spent on travel booked through the Chase travel portal. You can redeem the reward points directly for travel at a rate of 1.25 cents per point through Chase Ultimate Rewards.

 

Here is quick benefit summary that you might find useful to consider before giving a shot to any credit card –

 

Annual Fee- $95

 

Initial Bonus – 60,000 points

New cardholders need to spend $4,000 within 3 months of opening an account to get the Chase Sapphire Preferred Card’s, 60000 points initial bonus worth $750.  

 

Regular APR – Variable 17.49% to 24.49%

 

Other Benefits- Apart from 5x reward points on your travel purchases through Chase Ultimate Rewards, user of this card can also enjoy following benefits-

·       3 reward Points per $1 spent on online grocery purchase, selected streaming services, dining including delivery and takeaways. 

·       2 Point per $1 spent on travel not purchased through Chase Ultimate Rewards.

·       1 point per $1 spent on all other purchases.

·       No foreign transaction fees.

·       On account anniversary, cardholders will earn bonus points as 10% of total purchases made the previous year.

 

Pros

·       Generous rewards on various categories like travel, dining and online grocery shopping.

·       Great Sign-up bonus offer.

 

Cons

·       $95 annual fee

·       No introductory 0% APR offer

 

2. Capital One Venture Rewards Credit Card

Best Credit cards airline miles


Another generous miles rewards credit card for people who love to travel is – Capital One Venture Rewards Credit Card.

 

With this card you can earn 5 miles per dollar on hotels and rental cars booked through Capital One Travel and an unlimited 2 miles per $1 spent on other purchases. You can either use your miles to for any travel purchase or transfer them to your choice of travel loyalty programs.

 

Here is quick benefit summary that you might find useful to consider before giving a shot to any credit card –

 

Annual Fee- $95

 

Initial Bonus – 75,000 miles

New cardholders need to spend $4,000 within 3 months of opening an account to get the Capital One Venture Rewards Credit Card’s, 75,000 miles initial bonus worth $750.  

 

Regular APR – Variable 17.49% – 25.49%

 

Other Benefits- 5 miles per $1 spent on hotels and car rentals booked through Capital One Travel.

An unlimited 2 miles per $1 on all other purchases.

No Foreign transaction fees.

 

Pros

·        Simple reward categories with high rewards rate.

·       Flexible redemptions options

 

Cons

·       Poor Cashback redemption rate as miles redeemed for cashback may worth only 0.5 cents unlike other cards which pay 1.25 cents per dollar.

·       No introductory offer on APR

 

3. Citi Premier® Card

Best Credit cards airline miles


Citi Premier Card offers triple bonus points on major budget categories of every household- Gas, Groceries, restaurants and travel.

 

Here is quick benefit summary that you might find useful to consider before giving a shot to any credit card –

 

Annual Fee- $95

 

Initial Bonus – 80,000 Thankyou points after you spend $4,000 in purchases on your new card within the first three months

 

Balance Transfer – 3% to 5%.

 

Purchase Variable APR – 18.24% – 26.24%.

 

Other Benefits- Apart from 3x reward points on your air travel and hotels, user of this card can also enjoy following benefits-

·       3 reward Points per $1 spent at the supermarkets and restaurants including takeaways.

·       3 reward Points per $1 on gas stations and EV charging stations.

·       1 reward points per $1 spent on all other purchases.

·       No foreign transaction fees on purchase

 

Pros

·       Great cash-back rewards in range of 1x-3x at most of the categories including Gas stations, supermarkets, restaurants,hotels and travels.

·        welcome offer for new cardholders

 

Cons

·       $95 annual fee after the first year

·       No introductory offer on APR

 

4. VentureOne Rewards from Capital One

venture


VentureOne Rewards from Capital One card is a good choice for people who are looking for a travel card with no annual fees along with decent sign-up offer and rewards rate.

 

If you are not so frequent flyer and want to have no fee card, this might be most suitable one for you. Unlike most other travel cards, VentureOne Rewards from Capital One also offers introductory 0% APR period offer which we consider a great bonus.

 

Here is quick benefit summary that you might find useful to consider before giving a shot to any credit card –

 

Annual Fee- $0

 

Initial Bonus – 20,000 miles

New cardholders need to spend only $500 within 3 months of opening an account to get the VentureOne Rewards from Capital One Card’s, 20,000 miles initial bonus worth $200.  

 

Purchase Variable APR – 0% intro APR offer for 15 months.

After the intro period 16.49%-26.49% Variable rate applies

 

Other Benefits- Apart from 5x miles on hotels and rental cars booked through Capital One Travel, user of this card can also enjoy following benefits-

·       1.25 Point per $1 spent on all every other purchase.

·       Transfer your miles to 15+ travel loyalty programs.

 

Pros

·       No annual fee

·       0% intro APR offer period

 

Cons

·       Rewards have limited flexibility

 

5. Delta SkyMiles® Gold American Express Card


If you travel often with Delta partnered airlines, this Delta SkyMiles® Gold American Express Card can help you to earn free miles along with perks like free checked bag on each flight and main-cabin priority boarding.

 

Here is quick benefit summary that you might find useful to consider before giving a shot to any credit card –

 

Annual Fee- $0 introductory annual fee for the first year, then $99.

 

Initial Bonus – 40,000 bonus miles

New cardholders need to spend $1000 within 3 months of opening an account to get the Delta SkyMiles® Gold American Express Card’s, 40,000 miles initial bonus worth $1008 when used to book flights through Delta.  

 

Purchase Variable APR – 17.99%-26.99%.

 

Other Benefits-

·       2X miles on delta purchases, supermarkets, restaurants. 

·       1 mile per dollar on everything else.

 

Pros

·       Generous Sign-up bonus offer

·       Priority boarding

·       free-baggage privileges

 

Cons

·       Non popularity of American Express cards compared to Visa or Mastercard.

 


FAQ – Best Credit cards airline miles

How many miles for a free flight?

 

This depends on dollar cost of flight and worth of bonus points or miles rewarded by credit cards. Usually, a one-way domestic flight may cost between 8000 miles and 20,000 miles whereas for an international flight it can be 30,000-50,000 miles.

 

As most of the cards offer1- 1.25 cents on every point or mile. So, depending on your card and initial sign-up bonus you can easily manage free flights or discount on your flight fare.

 

Which credit card gives the most points for free airline miles?

 

There are so many travel cards available in market. We have gone through many cards and choose the best options available based on facts like annual fee as minimum as possible, decent sign-up offer and rewards points offered.

 

Chase Sapphire Preferred® Card is our top choice based on our methodology which offers good rewards earning rate, redemption options with fair annual fees.

 

How do I choose the best airline credit card?

 

Here’s how to choose the best airline credit card:

·       Decide whether you  typically fly with same airline or not. If you typically fly with same airline, then having airline specific card is best. Otherwise go for credit card which offer flexibility in reward points earning and redemptions.

 

·       Compare the cards based on annual fees and rewards rate & categories as well as your travelling frequency by air, to choose a card with combination of features that fits you most.

 

What credit score do you need for an airline credit card?

 

Most credit cards require credit score of 670 or higher as there are not so many offers or rewards for bad credit score.

 

Which is better, cash back or travel rewards?

 

When it comes down to choose between cash back rewards and travel rewards, one should consider the purpose behind having travel cards and spending preferences.

 

If you are a frequent flyer, you would like to enjoy perks like free flights, free baggage privileges, airport lounge access and upgrade for hotel rooms.

 

But, for non-frequent flyers reward redemption flexibility should be main concern and cards which offer flexibility of cash back as well travel rewards might be a good deal.


 

Bottom line

In this post we have analyzed various cards depending on various factors like annual fees, reward points, promotional offers, APR rates etc. As always, your best bet should be to find a card that offers great bonus category rewards on the expenses you need to do most frequently.

 

Whether you travel once or twice per year, or you are an avid flyer, an airline miles credit card can help you to not only save on your travels but also provides you variety of perks like free checked baggage, discount on ordering food onboard, hotel room upgrades and many more.

 

Finally, if you are paying annual fee for an airline miles card then, you should always review your card offerings every year before renewal due date as there might be change in your requirements and your existing card might be not as useful as it was earlier.

 


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